The financial sector changed dramatically after liberalization since it allowed banks from all over the world to operate in different nations. As a result, global banks, multinational banks, international banks, private banks, and so on have emerged to solve the banking sector's challenges.
With the development of the branches, as well as the adoption and adaption of ICT, the participation of staff is critical. Bank clerks are one such kind of staff at the bank.
Bank clerks or cashiers assist with everyday banking activities both directly with customers and behind-the-scenes chores such as data input. Because of the outstanding work culture, structural working conditions, attractive compensation package, and other benefits from time to time, bank clerk cum cashier has become a significant job for young and bright students.
Who is a Clerk cum Cashier?
A bank clerk is someone who works as an assistant at a bank. In any employment, a clerk must take care of the customer. Customers often visit the bank to deposit money, withdraw money, cash checks, or open an account. All of the customer's requirements must be met by bank employees. When compared to the duty of an officer, the job of a clerk is quite light.
In India, a clerk or cashier is in charge of conducting and working on daily financial transactions. The most desired occupation is clerk/cashier. There are several work possibilities available in this field. Individuals who choose this career can work in banks, hospitals, and a variety of other institutions. Hard effort and devotion are required to enter this industry and attain the desired results.
Bank clerks and cashiers keep crucial customer and financial records to guarantee that the bank branch is efficient and that reporting and financial management rules and requirements are followed.
Clerk cum Cashier Eligibility
To become a clerk cum cashier, you must have a 10+2 qualification with a minimum of 60% aggregate grades.
Preferred applicants must have a Bachelor's degree with a minimum of 60% in any field from a recognized university.
Graduation Degrees- B.Com, BBA, BCA
Additional Preferred Qualification-
- 1. MBA in Finance / Marketing from a recognized university.
- 2. JAIIB
- 3. Other Certification Courses from IIBF
How to become Clerk Cum Cashier?
Step 1- To take any clerical test, you must first get a bachelor's degree.
- B.Com- Bachelor of Commerce
- BBA- Bachelor of Business Administration
- BCA- Bachelor of Computer Applications
Step 2- Keep track of the dates for the various banks' clerical exams.
- Various Banking Service recruiting boards continue to announce the Bank Clerk Test to be taken by them in order to fill the position. The aspirant must enroll for these tests by completing the required form and submitting the required documents and fees on a regular basis.
- The admission exam includes a variety of disciplines such as aptitude, mental ability, English, and math.
Skills and Attributes Required to be a Clerk cum Cashier:
- Computer proficiency is required (MS Office, Emails & Spreadsheets).
- Detail-oriented, self-assured, and customer-focused attitude.
- A strong level of self-assurance and optimism.
- Ability to work individually as well as part of a team.
- Good communication skills in both English and Gujarati.
Clerk Cum Cashier Career Prospects
By qualifying for various internal promotion examinations, a clerk can advance to the rank of probationary officer. Everything will remain the same till a Chief Executive Officer is appointed.
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Assistant Manager |
Assistant Managers-Sales are members of the bank's front-line sales staff, with the primary job of acquiring new clients and exploring new business prospects. They are in charge of marketing banking and financial goods and services to consumers depending on their specific requirements. |
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Senior Manager |
Senior branch managers oversee the operations of a branch office, which is usually for a bank or another financial services organization. |
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Chief Manager |
The term "Chief Manager" refers to the officer in charge of the user department, i.e., Mechanical/ Commercial/ Operations/ Safety/ Finance/ Health/ Engineering encompassing S & T and Electrical of both Open line and Construction departments, including production units, and so on. |
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Clerk |
A clerk is a white-collar professional who does regular office activities or comparable sales-related jobs in a retail environment. Clerical employees' duties often involve record keeping, filing, staffing service counters, screening callers, and other administrative chores. |
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Chief Financial Officer |
A chief financial officer (CFO) is the top manager in charge of managing a company's financial activities, directing the creation of current financial reports and summaries, and developing predictions for future development. |
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Chief Executive Officer |
The Chief Executive Officer (CEO) of a corporation is the highest-ranking executive. They are in charge of ensuring that the company is profitable and that its objectives are met. |
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General Manager |
A general manager is an executive who is in charge of both the revenue and cost components of a company's income statement, often known as a profit and loss responsibility. |
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Assistant General Manager |
An assistant general manager assists the general manager in planning, leading, and coordinating day-to-day company activities. |
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Deputy General Manager |
The deputy general manager is an executive whose major responsibility is to understand the CEO's tasks in case they need to fill in for the CEO. That is their principal responsibility: to act as an emergency replacement for the CEO or other top position in any organization. |
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Probationary Officer |
A Probationary Officer (PO) is essentially a Scale I Assistant Manager at a bank. They are Junior Managers on the Grade 1 scale, hence they are referred to as Scale I Officers. |
Clerk cum Cashier Salary Prospects
Bank clerks do earn a good living, albeit not as much as officials. However, you will feel relieved that you will not have to work as hard as the officers. During the festivities, you will also receive additional emoluments.
A clerk cum cashier might earn a starting salary of Rs. 15,000 per month and above. This increases in proportion to their position and experience. Working style is very important here. It will rise with experience and can reach 25,000. If you wish to increase your earnings, you can write promotion examinations and advance.
Top Recruiters
- HDFC Bank
- Canara Bank
- ICICI
- Karnataka Bank
- Punjab National Bank
- Standard Chartered Bank
- State Bank of India (SBI)
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